Insurance: Is it a scam or nah

they literally advertise themselves by offering scare stories of how they saved people from ruin.

even in markets where they're required.....they still try to present the image of being a loved one who cares about your best interest and you need in your life. they make it personal as shit. by design.....they are aimed to gaining your trust, all the while you pay them.....they create their need by pointing out what you stand to lose......

i used to do door to door sales..i sold home security systems.....as great as they were...the tactics to sell them were despicable.....like if you scared a person to the point they were crying, you knew you were about to get a big sale.....

why you think insurance companies promote nightmare scenarios......if you read some shit and you cry........you bout to pay out the ass
 
BNE said:
u see, I agree with u. unfortunately tho, still gonna get insurance lol
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yea me too.. and i call them bitches all the time....niggaz i pay yall i wanna know every motherfucker that work there....
 
BNE said:
You're right. but do u have insurance of any kind fam?
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hell motherfucking yea.....like gold plan on health, vision and dental,


and 2 life insurance policies......

it's on my wife's best interest to have me killed on the job......she getting welll over a million


biggest come up of her life, i already gave her the green light.....i just hope they don't catch her....cuz you know they hate paying out
 
i mean i play lotto too,...sometimes you can't help yourself with odds like that...

for like 20-25 dollars a month my wife can get a million if i die on the job??

:reallydude:

man i be walking under construction equipment all the time......

do not enter? i be looking at my phone.....

that shit prolly the best shot we got at making it.....
 
i go on the best rants...

cuz even the crazy ones be hitting home
 
i was on the road yesterday afternoon, so pardon me

before i respond, are you saying that ALL insurance is a scam or is your gripe mainly with car insurance and instances like Whiskas shared?
 
Yes, I also think that insurance is a very difficult topic. on the one hand, it is really important because in a difficult situation you will really need the money that insurance can provide you if something happens to you. But on the other hand, we can't know if something will happen and maybe we will give away our money that we could have spent on something good. Insurance companies pay people the money that was given to them by people with whom nothing happened, and of course they keep part of it for themselves. a friend of mine works for lifeinsuranceblog.net and he tells me a lot about how insurance companies work. many of them deceive people by making ridiculous rules that cannot be followed and they can't get their payment. so many people lose their money.
 
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Chi Hovah said:
Health insurance no. Every other insurance, yes

I should be able to not have car insurance and pay outta pocket for for any accidents I may get into
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You're assuming you can pay outta pocket though. Sure, if it's a little bender where the damage you're liable for is just a couple Gs or something, that may not be a problem. But what if you cause a multi-car collision that totals a couple cars and sends people to the hospital. You'd be on the hook for all those expenses, and unless you're rich, you probably wouldn't be able to pay that out of pocket.

So being required to have car insurance in and of itself is not a scam. How they set the rates on the other hand might be.
 
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