Does your state give any incentives? Is the Federal money still there or did Trump get rid of it?
I'll just share my experience. My panels cost me around 40K but the Fed money brought it down to 25K. I financed it for 25 years at a low rate, so I'm paying $140 a month. That's less on average than what the electric bill would be each month, so I'm already saving in that regard. Plus I overproduce, so I always build up a big credit that the electric company pays me every year. And then we get money every month from SRECs (utility companies basically buy the credits for the energy we produce so they can meet clean energy regulations). So, my panels basically earn me money. Hell, I got an EV and cut out all fuel cost for my car. I charge exclusively at home and it comes from my overages, so I essentially pay nothing for it.
MD is a pretty liberal state, so I'm sure it's not like this in every state, but I'd imagine if the EU is so progressive when it comes to energy that they don't even use ACs, they'd probably be willing to implement solar technology in a good way.